720 NORTHWEST SNUG HARBOR ROAD, CRYSTAL RIVER, FL, 34428
Active3 days on marketListed Aug 7, 2026MLS #G5115520
About this home
720 NORTHWEST SNUG HARBOR ROAD
Come and check out this waterfront 4BR/3BA pool home; this is a rare gem. Nestled at the end of a private street on nearly an acre (.86 ) . In this home, you have an open floor plan; many of the rooms have coffered accents and crown moldings, French doors that illuminate the space with natural light and frame panoramic views of the water, pool, and gardens, and a large kitchen with Corian tops and wood cabinets. The master bath features a Roman shower and jetted tub, and dual vanities. You will enjoy the large fenced-in backyard that leads you down to a floating synthetic dock for your boat. The side yard is suited for storing a large boat or RV. There are only 6 homes on the street; this home's backyard borders the spring-fed inlet of Miller Creek, giving you water access to the iconic Crystal River, Three Sisters Springs, and Kings Bay. This home is immersed in nature, surrounded by protected state lands, and the home is perfectly positioned for serene living and outdoor adventure. Crystal River, known for its remarkable fishing, manatee spotting, and scalloping, is accessible right from your own backyard. An oversized 3- car garage provides ample space for vehicles, storage, or a workshop. The home experienced no flooding during recent hurricanes. Step outside to discover a world of natural beauty: a gunite pool with a large pool deck area for entertaining.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,639
Sqft
0.86 ac
Lot size
3
Garage
2006
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,439 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,439/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.3%
$/sqft vs Crystal River actives
$330 vs $213
Days on market
3 vs 55 typical
Where $330/sqft sits among the 150 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
79 of 150
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 360% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 720 NORTHWEST SNUG HARBOR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$615,000
240 SE 15th Ave, Pompano Beach FL 33060 · same community
3 bd · 2 ba · 1,125 sqft · $547/sqft · 57 DOM
Sold · Dec ’25$585,000
980 NW N River Dr # 27, Miami FL 33136 · same community
2 bd · 2.5 ba · 1,100 sqft · $532/sqft · 32 DOM
Sold · Jan ’26$1,049,900
105 SE 2ND PLACE
3 bd · 2.5 ba · 2,540 sqft · $413/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 720 NORTHWEST SNUG HARBOR ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 720 NORTHWEST SNUG HARBOR ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
720 NORTHWEST SNUG HARBOR ROAD FAQs
What would the monthly payment be for 720 NORTHWEST SNUG HARBOR ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,439/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 720 NORTHWEST SNUG HARBOR ROAD?+
The most recent tax bill on record (2025) was $15,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 720 NORTHWEST SNUG HARBOR ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $870,000, this home is listed about 176% above the Crystal River median of $314,950. The market section on this page shows how the area is trending.
Which schools are assigned to 720 NORTHWEST SNUG HARBOR ROAD?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$870,000 runs 360% above the CRYSTAL RIVER 34428 median — but at 2,639 sqft it's also 67% larger than the typical Crystal River listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Crystal River market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Ricky Harper. MLS #G5115520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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