7415 OXFORD GARDEN CIRCLE, APOLLO BEACH, FL, 33572
Active2 days on marketListed Aug 14, 2026MLS #O6430468
About this home
7415 OXFORD GARDEN CIRCLE
New photos coming soon. Seller offering up to $12,745 toward buyer closing costs, prepaid expenses, and/or interest rate buydown! Move-in ready in Apollo Beach with extensive recent updates and the big-ticket items already handled: ROOF (2022) and HVAC (2022 & 2024). This 4-bedroom, 2.5-bath home offers 1,623 square feet of living space, a 2-car garage, a first-floor den/office, and a functional two-story floor plan with a bright, vaulted great room. Step inside to a freshly painted interior with comfortable living and dining spaces. The kitchen has undergone a major refresh with new cabinetry, granite countertops, stainless steel appliances including a Whirlpool glass-top range and dishwasher, updated lighting, and a new Moen faucet. The main level also includes a convenient half bath, while upstairs you'll find the primary suite with a walk-in closet and a private bath with garden tub, three additional bedrooms, and a second full bath. Additional recent improvements include new LED lighting and fixtures, bathroom updates, new blinds, new door hardware, a freshly painted garage, and refreshed landscaping with fresh mulch. Located in the established Covington Park community with convenient access to US-41 and I-75, shopping, dining, schools, parks, and all that the growing Apollo Beach area has to offer. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,623
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,626 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,626/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$185 vs $223
Days on market
2 vs 51 typical
Where $185/sqft sits among the 378 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
214 of 378
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 7415 OXFORD GARDEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$269,900
7512 OXFORD GARDEN CIRCLE · same community
3 bd · 2 ba · 1,314 sqft · $205/sqft · 9 DOM
Sold · May ’26$295,000
7457 OXFORD GARDEN CIRCLE · same community
3 bd · 2 ba · 1,224 sqft · $241/sqft · 14 DOM
Sold · Sep ’25$237,500
6204 CAMINO DRIVE
3 bd · 2.5 ba · 1,617 sqft · $147/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7415 OXFORD GARDEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7415 OXFORD GARDEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7415 OXFORD GARDEN CIRCLE FAQs
What would the monthly payment be for 7415 OXFORD GARDEN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,626/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7415 OXFORD GARDEN CIRCLE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7415 OXFORD GARDEN CIRCLE?+
The most recent tax bill on record (2025) was $6,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7415 OXFORD GARDEN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $299,900, this home is listed about 39% below the Apollo Beach median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 7415 OXFORD GARDEN CIRCLE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY LOGIC RE · Mark D'Italia. MLS #O6430468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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