Bridget McLennon
$398,0003 bd2 ba2,087 sqft$191 /sqft$3,074 /mo all-in ↓

5898 SW 89TH PLACE, OCALA, FL, 34476

Active1 days on marketListed Aug 7, 2026MLS #OM729861

Private poolSingle Family ResidenceMAJESTIC OAKS FOURTH ADD

About this home

5898 SW 89TH PLACE

Experience Florida outdoor living at its finest in the highly desirable community of Majestic Oaks in SW Ocala! Featuring low HOA fees, this carpet-free, turn-key home offers complete move-in readiness and incredible peace of mind. The main living area seamlessly flows through triple sliding glass doors out to a covered lanai retreat equipped with sunshades. Beyond, step into your private, screened oasis featuring an in-ground saltwater pool with a cascading waterfall feature. Vinyl fenced yard. The light-filled kitchen features stainless steel appliances, a breakfast bar, and an eating nook overlooking the pool. Dining room is equipped with large architectural windows equipped with plantation shutters. Located right off the kitchen is the indoor laundry/utility room includes a dedicated sink and leads to an oversized garage equipped with built-in storage cabinets and direct side-yard access. The spacious primary suite features a large walk-in closet and a spa-like ensuite bath complete with dual vanities, a separate shower, and a relaxing whirlpool soaking tub. Unmatched Features & Location Highlights: Whole-Home Generac Standby Generator powered by an underground 500-gallon propane tank for seamless year-round power backup. Lush Tropical Landscaping: Mature shade trees, vibrant rose gardens, and a private rear gate leading to a backyard bonfire area and walking trail through a hummingbird & butterfly sanctuary. Prime Convenience: Under 1 mile to Publix, minutes to hospitals, and quick 10-minute access to I-75 and the World Equestrian Center (WEC). 2021 roof septic serviced 1/26

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,087

Sqft

0.26 ac

Lot size

2

Garage

1999

Year built

One

Levels

$191

Per sqft

Private poolGarden & Pool viewPets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Pool
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$13/mo
Taxes (2025)$4,584/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Phone Available · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,074 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,343
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$382
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,930Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,930
Interest rate6.00%
Loan term

Estimated payment

$3,074/mo

Principal & interest$2,343
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$382
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $398K
$344KedgeAI estimate $363,249 · range $358K$377K$414K

vs edgeAI estimate

+9.6%

$/sqft vs Ocala actives

$191 vs $186

Days on market

1 vs 52 typical

Where $191/sqft sits among the 400 Ocala actives

182
148 · this home
32
8
9
21
$127–181$181–236$236–291$291–346$346–401$401+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 5898 SW 89TH PLACE

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

170 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $398,000 · 1 days on market since
1999Built · MAJESTIC OAKS FOURTH ADD

Reality check

What actually sold near 5898 SW 89TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5625 SW 85TH PLACESold · Jan ’26

$350,000

5625 SW 85TH PLACE · same community

3 bd · 2 ba · 2,079 sqft · $168/sqft · 23 DOM

8671 SW 57TH COURT ROADSold · Feb ’26

$280,000

8671 SW 57TH COURT ROAD · same community

3 bd · 2 ba · 2,052 sqft · $136/sqft · 110 DOM

5610 SW 88TH PLACESold · Jun ’26

$400,000

5610 SW 88TH PLACE · same community

3 bd · 2 ba · 2,014 sqft · $199/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5898 SW 89TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5898 SW 89TH PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5898 SW 89TH PLACE FAQs

What would the monthly payment be for 5898 SW 89TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,074/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5898 SW 89TH PLACE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5898 SW 89TH PLACE?+

The most recent tax bill on record (2025) was $4,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5898 SW 89TH PLACE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $398,000, this home is listed about 33% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5898 SW 89TH PLACE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$398,000 runs 38% above the OCALA 34476 median — but at 2,087 sqft it's also 21% larger than the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Ocala market that averages 52 — if it fits, move quickly.

Listing courtesy of PROFESSIONAL REALTY OF OCALA · Jeanne Herzig-Arena. MLS #OM729861.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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