1606 CABBAGE KEY DRIVE, RUSKIN, FL, 33570
Active252 days on marketListed Dec 2, 2025MLS #TB8452809
About this home
1606 CABBAGE KEY DRIVE
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bayridge community, where peaceful pond views and thoughtful upgrades come together to create an inviting Florida lifestyle. Ideally positioned near a quiet dead-end street, the home offers added privacy and minimal traffic while still providing easy access to the community's amenities and surrounding conveniences. Step outside and enjoy the tranquil setting from the screened-in back porch, or gather with friends and family on the pavered patio, perfect for grilling, entertaining, and relaxing beneath the Florida sky. The fully fenced yard provides both privacy and versatility for enjoying the outdoors. Inside, spacious tiled living areas and an open-concept floor plan create a comfortable setting for both everyday living and entertaining. The welcoming foyer opens to a flexible front office enclosed by French doors, ideal for working from home, hobbies, or a quiet retreat. The split-bedroom floor plan offers excellent privacy. Two guest bedrooms and a full bath are situated toward the front of the home, while the spacious primary suite is privately positioned at the rear and showcases peaceful pond views. The kitchen features dark cabinetry, a stylish tile backsplash, and a purified water faucet, combining functionality with modern appeal. Additional value can be found in the full-home water treatment system, conveniently located in the garage. Built by Centex approximately 8 years ago, this home offers the benefits of newer construction along with thoughtful upgrades throughout. Solar panels are available if you choose, with an assumable loan which will provide the potential for significantly reduced electric expenses, with additional details available upon request. If you're looking for a well-maintained home that blends privacy, comfort, water views, outdoor living, and energy-conscious features, this Bayridge property deserves a closer look. Schedule your private showing today and experience all it has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,138
Sqft
0.15 ac
Lot size
2
Garage
2018
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,059 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,059/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.7%
$/sqft vs Ruskin actives
$166 vs $180
Days on market
252 vs 53 typical
Where $166/sqft sits among the 281 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
140 of 281
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1606 CABBAGE KEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$360,000
1612 CABBAGE KEY DRIVE · same community
3 bd · 2 ba · 2,144 sqft · $168/sqft · 118 DOM
Sold · Jun ’26$330,000
1528 GADSDEN POINT PLACE · same community
4 bd · 2.5 ba · 2,490 sqft · $133/sqft · 37 DOM
Sold · Sep ’25$295,000
1325 CUSTER BAYOU STREET · same community
3 bd · 2 ba · 1,640 sqft · $180/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1606 CABBAGE KEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1606 CABBAGE KEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1606 CABBAGE KEY DRIVE FAQs
What would the monthly payment be for 1606 CABBAGE KEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,059/mo — principal and interest, the actual property-tax bill, the $262/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1606 CABBAGE KEY DRIVE?+
The association fee works out to $262 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1606 CABBAGE KEY DRIVE?+
The most recent tax bill on record (2023) was $4,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1606 CABBAGE KEY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $355,000, this home is listed about 1% above the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1606 CABBAGE KEY DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
252 days on market against a Ruskin median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $380,000, now $355,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · John Evans. MLS #TB8452809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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