12291 MONARCH CIRCLE, SEMINOLE, FL, 33772
Active0 days on marketListed Aug 5, 2026MLS #TB8534597
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About this home
12291 MONARCH CIRCLE
Welcome to this beautifully maintained pool home, ideally situated on one of Seminole's most picturesque streets. Combining spacious indoor living with inviting outdoor spaces, this home offers the perfect setting for everyday living, entertaining, or continuing its success as a vacation rental. From the moment you arrive, the cobblestone driveway, manicured landscaping, and welcoming curb appeal create a lasting first impression. Inside, the open floor plan features generously sized rooms filled with natural light, creating an inviting atmosphere for family and friends. The heart of the home is the spacious kitchen, complete with white solid wood cabinets, a convenient breakfast bar, and excellent flow into the main living areas. The adjoining family room is anchored by an expansive stone fireplace and features an entire wall of sliding glass doors that open to the covered patio, creating seamless indoor-outdoor living. Step outside to your own private backyard retreat. The screened pool, large covered patio, and additional outdoor entertaining spaces make it easy to enjoy Florida's year-round sunshine. Whether you're hosting weekend gatherings, dining outdoors, or relaxing poolside, the fully fenced yard provides exceptional privacy. A storage shed offers added convenience, while the expansive yard provides plenty of room for pets, play, or gardening. The spacious primary suite overlooks the pool and features dual closets, and an ensuite bath with double sinks. A large laundry room, attached garage, backyard access and covered parking for an additional vehicle and abundant storage throughout the home add everyday functionality. Currently operating as a successful vacation rental, this property offers excellent flexibility as a primary residence, second home, or investment opportunity. Located just minutes from Seminole's award-winning parks, shopping, dining, top-rated schools, and the beautiful Gulf beaches, this home offers the perfect combination of comfort, convenience, and Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,188
Sqft
0.27 ac
Lot size
2
Garage
1978
Year built
One
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,100 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,100/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
Days on market
0 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Ciega Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Boca Ciega Ridge — neighborhood snapshot
Population
1,014
Median age
44
Median income
$100,435
Median home value
$385,900
Avg household
3
Households w/ children
79%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 218% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12291 MONARCH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12291 MONARCH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12291 MONARCH CIRCLE FAQs
What would the monthly payment be for 12291 MONARCH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,100/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12291 MONARCH CIRCLE?+
The most recent tax bill on record (2025) was $10,814. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $699,900, this home is listed about 80% above the Seminole median of $388,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12291 MONARCH CIRCLE?+
Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,900 runs 218% above the SEMINOLE 33772 median — but at 2,188 sqft it's also 55% larger than the typical Seminole listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Seminole market that averages 46 — if it fits, move quickly.
04Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Chase Walseth. MLS #TB8534597.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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