8835 109TH STREET, SEMINOLE, FL, 33772
Active1 days on marketListed Aug 6, 2026MLS #TB8535159
About this home
8835 109TH STREET
SOLID Block Construction - 2 Bedroom, 1.5 Bathroom with a 1 Car Garage Home in the desireable City of Seminole zoned for Seminole schools! Super location in a great neighborhood, minutes to the new Seminole City Center and City of Seminole water park and close to Seminole Park to ride bikes, walk and enjoy your pets-- minutes to the Beaches and more... This home has an Open Floor Plan with a very spacious Living Room and Dining Room with even space in the kitchen which has a built-in dinette area or use as additional counter space for cooking! Vinyl flooring in most areas with Terrazzo in the bathroom. Don't miss the walk in shower in the Main Bathroom for convenience. There is a very spacious 240 sf Bonus Room off of the living and dining rooms, that is also AC'd. Large vinyl fenced yard for your pets or perhaps entertaining! New Roof - 2025, HVAC- 2017. Home has been freshly painted inside just prior to listing! fBeing sold "As-Is" for the sellers convenience. Please enjoy the Virtual Tour !
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,094
Sqft
0.16 ac
Lot size
1
Garage
1960
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,302 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,302/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
Days on market
1 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Ridge Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Bay Ridge Estates — neighborhood snapshot
Population
453
Median age
42
Median income
$90,074
Median home value
$269,000
Avg household
2
Households w/ children
29%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $405K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8835 109TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8835 109TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8835 109TH STREET FAQs
What would the monthly payment be for 8835 109TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,302/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8835 109TH STREET?+
The most recent tax bill on record (2025) was $1,021. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8835 109TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $325,000, this home is listed about 17% below the Seminole median of $390,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8835 109TH STREET?+
Osceola Middle School (middle), Seminole Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 28% above the SEMINOLE 33772 median.
02Fresh on the market
Only 1 day on market in a Seminole market that averages 44 — if it fits, move quickly.
03Strong assigned schools
Osceola Middle School, Seminole Elementary School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FUTURE HOME REALTY INC · Darlene Sheets. MLS #TB8535159.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Seminole homes, in your inbox
Like 8835 109TH STREET but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →