Bridget McLennon
$389,0004 bd2.5 ba2,097 sqft$186 /sqft$3,380 /mo all-in ↓

14886 SUMMER BRANCH DRIVE, LITHIA, FL, 33547

Active1 days on marketListed Aug 12, 2026MLS #TB8536840

Priced 23% below the LITHIA 33547 medianSingle Family ResidenceHINTON HAWKSTONE

About this home

14886 SUMMER BRANCH DRIVE

Welcome to the Cordoba, a thoughtfully designed two-story home offering the perfect blend of style, comfort, and functionality. With four bedrooms, two-and-a-half bathrooms, and an open-concept main living area, this spacious home is designed for everyday living and effortless entertaining. Upstairs, the generous primary suite provides a relaxing retreat complete with a private bathroom, dual vanities, and a walk-in closet. Three additional bedrooms, a second full bathroom, and a versatile bonus room offer plenty of space for family, guests, a home office, or recreation. Modern finishes elevate the home throughout, including light-gray cabinetry, crisp white quartz countertops, luxury vinyl plank flooring, stainless-steel GE appliances, and an attached two-car garage. The bright, airy interior creates a fresh and inviting atmosphere from the moment you step inside. Located in Hawkstone, a desirable master-planned community in Lithia, this home keeps you close to everyday conveniences, highly rated schools, and major roadways. Just south of FishHawk Boulevard, Hawkstone offers convenient access to US-301 and I-75, along with scenic pond and wetland views and nearby community amenities.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,097

Sqft

0.11 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$186

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorHigh Ceilings · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

HOA fee$12/mo
Taxes (2025)$8,948/yr
PetsYes
CommunityDog Park · Fitness Center · Park · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Available · Phone Available · Public · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,380 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$746
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$3,380/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$746
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$373KedgeAI estimate $398,423 · range $393K$413K$429K

vs edgeAI estimate

−2.4%

$/sqft vs Lithia actives

$186 vs $216

Days on market

1 vs 45 typical

Where $186/sqft sits among the 128 Lithia actives

39 · this home
40
18
7
9
15
$170–202$202–234$234–266$266–299$299–331$331+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lithia

Map of 14886 SUMMER BRANCH DRIVE

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

LITHIA 33547 — neighborhood snapshot

Population

31,268

Median age

36.8

Median income

$121,769

Median home value

$477,300

Avg household

3.24

Households w/ children

4,884

For the school run

Hillsborough County School District

MiddleBarrington Middle School★★★★★
HighNewsome High School★★★★
ElementaryPinecrest Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$580K$550K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

78 of 128

Lithia actives have cut their price

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $389,000 · 1 days on market since
2024Built · HINTON HAWKSTONE

Reality check

What actually sold near 14886 SUMMER BRANCH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14672 HORSE TROT ROADSold · Nov ’25

$575,000

14672 HORSE TROT ROAD · same community

4 bd · 3 ba · 3,260 sqft · $176/sqft · 95 DOM

12952 WELLSPRING DRIVESold · Aug ’26

$685,000

12952 WELLSPRING DRIVE · same community

6 bd · 3.5 ba · 3,878 sqft · $177/sqft · 57 DOM

13044 WELLSPRING DRIVESold · Sep ’25

$390,000

13044 WELLSPRING DRIVE

4 bd · 2 ba · 1,850 sqft · $211/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14886 SUMMER BRANCH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14886 SUMMER BRANCH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14886 SUMMER BRANCH DRIVE FAQs

What would the monthly payment be for 14886 SUMMER BRANCH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,380/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14886 SUMMER BRANCH DRIVE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14886 SUMMER BRANCH DRIVE?+

The most recent tax bill on record (2025) was $8,948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14886 SUMMER BRANCH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $389,000, this home is listed about 31% below the Lithia median of $565,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14886 SUMMER BRANCH DRIVE?+

Barrington Middle School (middle), Newsome High School (high), Pinecrest Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LITHIA 33547 market on paper

$389,000 is 23% below the LITHIA 33547 median of $505,000, and at $186/sqft it sits under the Lithia average of $251.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Lithia market that averages 45 — if it fits, move quickly.

04Strong assigned schools

Barrington Middle School, Newsome High School, Pinecrest Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Newsome High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX REALTY UNLIMITED · Cheryl Thompson. MLS #TB8536840.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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