1109 ABBEYS WAY, TAMPA, FL, 33602
Active0 days on marketListed Aug 13, 2026MLS #TB8537597
About this home
1109 ABBEYS WAY
If you’ve been searching for something truly exceptional, this coastal-inspired waterfront home on Harbour Island delivers a lifestyle that feels both effortless and refined. Set within Tampa’s most coveted island community, the residence blends casual elegance with curated finishes and a floorplan redesigned for modern living. At the heart of the home, the chef’s kitchen is a showpiece—professional Thermador appliances, dual refrigerator towers, a separate freezer tower, built-in espresso, and an oversized island that naturally gathers friends and family. The adjoining living and dining spaces, framed by architectural ceiling details and a climate-controlled wine bar, open wide to the outdoors, creating a seamless connection to the water. Step outside to a private retreat where a covered terrace, outdoor kitchen, pool, spa, and floating dock with a 30,000-lb lift set the stage for sunrise coffee, sunset cruising, and year-round entertaining. Inside, a main-level office offers flexibility as a 4th bedroom. Upstairs, the primary suite feels like a boutique hotel—serene water views, a beautifully finished bath, custom walk-in closet with 2nd laundry, and a covered balcony that captures the shimmer of the canal. Two additional bedrooms are thoughtfully separated for privacy. With impact-rated windows and doors, upgraded screening, and a lock-and-leave ease of living, this home is designed for those who want the best of Harbour Island: walkability, 24 hr controlled access security, and immediate access to LifeTime Fitness (right on Harbour Island) Tampa’s Riverwalk, Water Street, dining, entertainment, and the city’s vibrant waterfront lifestyle. Schedule your private tour today and realize the elevated coastal lifestyle you deserve—complete with refined interiors, shimmering water views, and private boating at your doorstep.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,524
Sqft
0.11 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$1,049
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$24,966 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,966/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 532% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1109 ABBEYS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1109 ABBEYS WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1109 ABBEYS WAY FAQs
What would the monthly payment be for 1109 ABBEYS WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,966/mo — principal and interest, the actual property-tax bill, the $385/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1109 ABBEYS WAY?+
The association fee works out to $385 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1109 ABBEYS WAY?+
The most recent tax bill on record (2025) was $37,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1109 ABBEYS WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $3,695,000, this home is listed about 721% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1109 ABBEYS WAY?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,695,000 runs 532% above the TAMPA 33602 median — but at 3,524 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Tampa market that averages 43 — if it fits, move quickly.
04Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Traci Burns. MLS #TB8537597.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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