920 PALM DRIVE, BELLEAIR BEACH, FL, 33786
Active1 days on marketListed Aug 16, 2026MLS #TB8539043
About this home
920 PALM DRIVE
Build Your Dream Coastal Retreat. Unlock the potential of one of Belleair Beach’s best locations! Situated at the end of a quiet cul-de-sac, this vacant homesite offers an exceptional opportunity to design and build your dream coastal home just steps from the sand. The previous residence has been demolished and the lot is ready for its next chapter — giving you a blank canvas to create a custom elevated home in one of Florida’s most desirable beach communities. And here’s what makes this homesite especially exciting: build up and capture views of the Gulf of America! A home designed with one living level above the garage will offer beautiful Gulf views, while a three-story home will provide amazing, sweeping views of the Gulf. Imagine enjoying colorful sunsets and Gulf breezes from your own balconies and outdoor living spaces. Location is everything. Just one block from Gulf Boulevard and an easy walk of less than 500 yards to the beautiful, semi-private sands of Belleair Beach, you can enjoy uncrowded beaches and spectacular Gulf sunsets practically at your doorstep. Just two blocks away, at the base of the Belleair Bridge, residents enjoy fantastic city amenities including tennis courts, a waterfront park, fishing pier, and kayak and paddleboard launch. Cross the bridge and you’ll find a marina with boat ramps and a bait and tackle shop, putting boating and fishing within easy reach. Imagine designing a home perfectly suited to the Florida coastal lifestyle—morning walks on the beach, afternoons on the water, sunset paddles, and evenings enjoying the Gulf breeze from your own elevated retreat. Vacant land this close to the beach—with the potential for Gulf views—is a rare find in Belleair Beach. Bring your plans, choose your builder, and create the coastal home you’ve always envisioned.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,798 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,798/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $700K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 920 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$390,000
103 9TH STREET · same community
2 bd · 2 ba · 1,336 sqft · $292/sqft · 53 DOM
Sold · Sep ’25$393,000
123 9TH STREET · same community
2 bd · 2 ba · 1,409 sqft · $279/sqft · 24 DOM
Sold · Mar ’26$1,725,000
3141 HIBISCUS DRIVE W · same community
4 bd · 3.5 ba · 3,341 sqft · $516/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 920 PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 920 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
920 PALM DRIVE FAQs
What would the monthly payment be for 920 PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,798/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 920 PALM DRIVE?+
The most recent tax bill on record (2025) was $5,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Beach?+
At $499,000, this home is listed about 67% below the Belleair Beach median of $1,499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 920 PALM DRIVE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$499,000 is 36% below the BELLEAIR BEACH 33786 median of $779,900.
02Fresh on the market
Only 1 day on market in a Belleair Beach market that averages 67 — if it fits, move quickly.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Mike Jansen. MLS #TB8539043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Belleair Beach homes, in your inbox
Like 920 PALM DRIVE but not quite? A daily digest of every new listing in Belleair Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →