156 CARDINAL DRIVE UNIT A, ORMOND BEACH, FL, 32176
Active0 days on marketListed Aug 6, 2026MLS #V4950601
About this home
156 CARDINAL DRIVE UNIT A
Charming 2-bedroom, 1-bath fully furnished home in desirable Ormond Beach! This single-story gem is move-in ready & perfect for investors, retirees, anyone seeking a low-maintenance Florida lifestyle! Featuring a durable tile roof installed 2023 & newer windows 2016! Situated in the well-maintained BEACHY Ocean Village Community with resort-style amenities! A sparkling pool, welcoming clubhouse, shuffle board & tennis. Low MF includes complete lawn care, (even pays for water for the lawn) & outside paint! Located in a peaceful setting, JUST STEPS TO THE BEACH... this property offers the perfect blend of comfort, convenience, and carefree living. Inside you will find this home beautifully furnished, lovely layout, inside washer/dryer, newer glassed and screened room with new A/C wall unit! A new stove, new storm door, new Sealy Posturepedic mattress in primary bedroom! There is room for an added driveway, carport or garage! Survey on file! Don't miss this wonderful opportunity!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
675
Sqft
0.14 ac
Lot size
1947
Year built
One
Levels
$339
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,961 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,961/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.9%
Days on market
0 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocean Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Ocean Village — neighborhood snapshot
Population
247
Median age
57
Median income
$75,781
Median home value
$267,800
Avg household
2
Households w/ children
32%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 156 CARDINAL DRIVE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 156 CARDINAL DRIVE UNIT A — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
156 CARDINAL DRIVE UNIT A FAQs
What would the monthly payment be for 156 CARDINAL DRIVE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,961/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 156 CARDINAL DRIVE UNIT A?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 156 CARDINAL DRIVE UNIT A?+
The most recent tax bill on record (2025) was $2,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 156 CARDINAL DRIVE UNIT A?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $229,000, this home is listed about 47% below the Ormond Beach median of $433,000. The market section on this page shows how the area is trending.
Which schools are assigned to 156 CARDINAL DRIVE UNIT A?+
Seabreeze High School (high), Beachside Elementary School (elementary), Ormond Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32176 market on paper
$229,000 is 38% below the ORMOND BEACH 32176 median of $369,900.
02Fresh on the market
Listed today in a Ormond Beach market that averages 51 — if it fits, move quickly.
03Strong assigned schools
Seabreeze High School, Beachside Elementary School, Ormond Beach Middle School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ashlee Selman. MLS #V4950601.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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